OPCF 32-Use of Recreational Vehicles by Unlicensed Operators is designed, in certain circumstances, to waive the prohibition respecting the operation of a recreational vehicle by a person who does not have a driver's licence or is not authorized by law to drive or operate a motor vehicle. This change form provides coverage only: OA) where the operator is over the age of twelve years. OB) when the vehicle is being operated off a public highway. OC) when the underage operator drives under supervision of a qualified operator. D) with nect to liability for bodily injury and not for property damage.
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