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An Incident At Johnny A 's Third Rail Pub

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This claim arises out of a lawsuit filed in Kane County, Illinois involving an incident at Johnny A’s Third Rail Pub, a local pub owned by the Insured, Beslidheje, Inc. Mr. Tefik Ashiku owns and operates the Insured corporate entity. The pub operates out of a building owned by the co-defendant, Junaid Zubairi. Plaintiff’s lawsuit alleges negligence against both Beslidheje, Inc. and Zubairi, claiming that the stairway had insufficient or inoperative lighting at the time she fell.

We have had further discussions with Mr. Ashiku, Mr. Zubairi, and Ms. Kristen Finkensher, the bartender on duty on the night of the occurrence. Their statements are consistent with the facts stated in our prior report. In short, on the night of the incident, the City of South Elgin was hosting its annual festival, Riverfest, near the pub. There were light towers located throughout the festival grounds, which illuminated the surrounding buildings, including the pub. Plaintiff came into the pub, ordered one beer and, at some point, left the pub. An unknown patron then alerted Ashiku and his bartender that Plaintiff had fallen near the bottom of the stairs. Plaintiff refused assistance from the bartender including an offer to call an ambulance and left in a vehicle driven by her friend. The lights above the stairs were functional and the village’s light towers brightly illuminated the stairs. The bartender described the plaintiff as being about 5’8” tall and weighing about 300 pounds. She believes

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