Personal Statement: Ag College Scholarship

People are not being able to save because they are putting their wants in place of their needs. Saving money is one of the hardest things to do. First they need to develop a budget to be in control of where their money is going. One should record their monthly expenses, and any money saved for the month put away for emergencies. Today, people are making more money than ever before and still living paycheck to paycheck. Developing a budget will get one accustomed to living within their means and will open up more money for saving.

As a senior at Red Cloud High School, I’m a member of National Honor Society, captain of the cheer squad, lifeguard, swimming instructor, and part-time employee at the local grocery store. I’ve come to learn from a young age that money doesn’t grow on trees. When growing up, it was just my mother and I. While living on her single parent income, I learned money doesn’t grow on trees. My mother worked a minimum wage job, facing financial struggles at times. Her willpower drove her to get the job she has today. My mother married, and I have a little brother now. As his big sister, I always wanted to be someone he could look up to. At the age of fifteen I became a lifeguard at the community pool. The next year I took classes to be a certified Water Safety Instructor, so I could teach swimming lessons to local children. That same year I applied at the local grocery store, to have a job during the school year.

With the money saved from the management of your finances, you can now enjoy quality time with your family and friends. In addition, freed from debt, you can stop worrying about money and start to enjoy what truly matters.

Saving money is something most Frugal Fancy readers try to do every day. It doesn't matter that the economy isn't good at the moment, frugal people practice frugal living. We're always on the look out for ways to save money where we can.

First, I would like to thank the organizations responsible for funding this research work, including Michigan State University for travel funding supports, and National Institute of Health (NIH) for research funding. I greatly appreciate the investments made by the organizations in my development as a scientist.

The idea of saving your money would be to buy something more expensive later or wait to spend it on more important things like college, cars, or even a home. Reasons why you should save are injuries, getting fired, and taxes. Ways to save are opening another bank account, not going out so much, and buy only what is needed in everyday

How to properly manage money is something that should be taught to young people because it is a very important asset in everyday life. “Total consumer debt in the United States stands at nearly $2.6 trillion dollars. That works out to be nearly $8,500 in debt for every man” (Anderson). Many times teenagers are known for “throwing away” their money by spending it on unnecessary things. This is something that could easily be avoided if students were taught the proper techniques on saving and spending money. There are many different skills that students could learn if personal finance was taught in the school system. Managing money is one of those very important skills and would help to lessen the number of young people spending irresponsibly instead of

We are taught many things about money while growing up. Ever since we got our first piggy bank, our parents tried to teach us the importance of saving money. Mostly, we just saved it until we had enough to buy what it was that we were saving for, be it that cool GI Joe or Barbie doll. As we got older and got our first jobs, our parents encouraged us further by making sure we had a savings account and helping us figure out how much we should be saving, whether it be for college or for our first car.

Another benefit to earning one’s own money is having emergency funds for when a sudden crisis takes place. I remember when I broke my arm a few years ago, and how my mother’s savings helped cover the costs of the hospital bill. Those savings weren’t planned on being used for anything, and they happened to have been very rewarding in terms of our finances. Having emergency savings can be useful if a natural disaster or even death were to suddenly strike. Insurance may cover some costs of whatever the scenario is, however it won’t cover everything. This is why people should always plan ahead and save for the future.

I was not the type of kid to save my allowance money. Every week my parents would give me a few dollars after I completed my chores. I would spend it right away on a Tiger Beat magazine, gum, or sparkly hair clips. When I was 11 I got jobs around my neighborhood as a pet and house sitter. By the time I was 13 I began babysitting. Then at 15, I was hired as a nanny for the summer. As I grew older I became much less dependent on my parent's money than many of my friends. I bought my own clothes, school supplies, movie tickets, and food when I went out with friends. I understood the concept of working to get money. However, I failed to understand the importance of deferred gratification.

When I was a kid, I couldn’t wait until I was old enough to get a job. Sure, it would be a good way to make friends and learn how to prepare myself for the real world, but for me, it was mostly about making my own money. Having to ask my parents for cash every time I needed some annoyed me, mostly because they’d always say no. Every time they did, I would always whine and complain about how different things would be when I had money of my own, how I would never ask them for anything, and so on. This wasn’t entirely true, but at the time it seemed like a smart thing to say. I must’ve applied to dozens of jobs, and when I finally got the email telling

Personal finance is one of the most important aspects of life. There are a number of different reasons as to why a person should learn about personal finance, but it is perhaps understandable that most people cannot see these reasons for themselves. Personal finance is a difficult topic to learn about and for that reason a person just naturally tends to shy away from it, making excuses in an attempt to avoid having to learn about it. The sooner you start your personal finance journey the more it will help in the long. Creating a financial plan helps you see the big picture and set long and short term life goals.

In conclusion, saving money bring many benefit to us. So, we should save money to let us have money to use when we need. If everybody know to save money, then we can decrease the beggar too but the most important thing is to educate yourself before you buy a

Saving is one of the biggest keys in life today. I cannot stress to you today how hard it is to save your whole life. Saving instead of buying right away, putting money aside, and finding the best ineterst rates are ways we will live life debt free. Lastly buying things we don’t need will be the hardest so try not to tempt yourself with it.

This past summer I did something that will change the way I live forever: I got a job. Whenever we are growing up and see something we want, we ask our parents to buy it for us. We don’t really worry about the cost of things or whether we really need it or not. It’s a lot different when we pay for things ourselves. This past summer I got my very first job! I have always loved the idea of growing up and having freedom. However there are some moments when it is really hard to work.