In this paper I will talk about Tara and how her one bad day extended to becoming worse for her entire month. She messed up her checking account and could only pay her rent. Once her car broke down she managed to get it towed and found out that it needed to be repaired and would cost closer to $400. She thought she could use her credit card but it was declined because she had exceeded her spending limit. Having exceeded her spending her spending limit Tara had to catch a bus to school. Once she got to school and entered her chemistry class she was told by her teacher that she would have to purchase another book for class even though she had already spent $150 on books for that same class before. What should Tara do now to start addressing …show more content…
Her teacher could tell her places like Amazon or Ebay. Provide her with an old but destroyed book as long as it was usable. She has classmates that if nice enough will share their book with her. How do you think the mistake may have occurred in Tara’s checking account? What advice would you give her to avoid a similar mistake in the future? Tara may have assumed she was receiving more than what she got because like most people who do math they would multiply how much they make by the amount of time they have worked and will immediately forget about taxes which will differ in states. Hopefully she would not repeat that mistake. Given that Tara does not have a lot of leeway in her finances for multiple disasters such as the ones that befell her this month, what general course would you advise her to take as a way to plan her expenditures more effectively? Make sure she knows how much money she would actually get the next month. I would also include getting a loan which she could pay off monthly but at a reasonable amount. Her finances in general are crazy because she allowed her credit card to be used so much that she couldn’t pay for something when it became an
Subsequently, Draut also presents her opinion on credit card debt in the excerpt, “Strapped.” She discusses how credit card debt can negatively affect the lives of many young adults, which may lead to more problems down the road. She informs young college students about the dangers of credit cards. Draut explains that irresponsible spending may lead to a
Luckily she had won some money playing the game Plinko and had some money saved up in order to pay the state tax ahead of time and then sold the rest of the items minus the car and invested in a food truck business. Unfortunately, not all contestants are that lucky (shine.yahoo.com).
First, she needs to payoff her credit cards with the money she has on her savings account. She is actually going to save money by doing this because the credit cards charge interest rates much higher than the 1.5% she is getting from her savings account.
being enough, and getting her scholarship application denied. There were also health and health care factors
help when she completes her taxes. There is something called Earned Income Tax Credit that is
She needs to find peace with her financial inadequacies on the inside, and not outside. She will have this emptiness inside her whenever anyone spends more money or has more possessions than her. If left unchecked his will still bleed over into her relationships. Her major source of money, her husband, will seem inadequate. She will push him to bring in more and more money until she once again ruins that relationship.
support three children and pay all of her bills with that money. She barely makes enough to cover
Taking another deep breath to help calm his nerves, John folded the letter and sealed it with some sticky tape. With his hands trembling he handed over his most private thoughts to Josie. After they had exchanged letters they said their goodbyes and went their separate ways. Once John got outside he looked up to the hazy sky and let out a shaky laugh full of relief. Maybe just maybe Josie would be the one to save him before it was too late. He hoped that she would open the letter before graduation and help him put back together the shattered pieces of his life. Because deep down that broken boy wanted to live more than anything in the
She was struggling with the money since she had to spend most of it in rent.
She then said that her actual pay check sates he received $4456.16. I asked what about UC, she said he received $560.00 gross weekly, which a moth is $590 x 4.3= $2537.00 UC. So his total countable income is $9037.00
They took a sharp turn over a some railroad tracks and the back door flew open. Jeannette rolled out of the car, she rolled many yards on the embankment. When she came to a stop, she was too shocked to cry and she all bloody and scraped up. She called herself a burden, and said they could do fine without her. When her family turned around and came screeching to a halt, her dad got out of the car, knelt down, and tried to give Jeannette
The book can be used at any school level because
Her spending too much on entertainment and gifts, with clothes being a necessity, can be remedied by finding cheaper places to shop for clothing, eliminating entertainment until she saves enough to support her living expenses for at least 6 months, and by buying gifts ahead of time either off season, when they are on sale, or months prior to when they are needed. If available she can lay away items which will stretch payments overtime allowing for more disposable
Even though he might be negligent infliction of emotional distress and was being evaluating by a psychiatrist it is still unknown. In addition, Tara’s Family must show specific parts or an oversight that Douglas was liable, for instance they can argue that he omitted informing the authority or tara about the intentions Robert, something that he could have done, Perhaps it would have saved Tara’s life. Tara’s family will be hold the burden of proving that Dr. Douglas acted negligently, therefore breaching his legal duty of care. Even though the requirement to prove loss or damage, Tara’s family will provide that, as a result of Douglas breach of duty, they suffered a loss or damage , which they can support by claiming that this breach caused Tara’s death. However, it must be proved that Tara’s death is traceable to Douglas breach of legal duty, failure to which Tara’s family claim will be consider irrelevant or therefore unchangeable. Douglas has a variety of argument that can support his defense against the negligence claim. Douglas can raise a defense by affirm evidence to demonstrate Tara’s or her family’s
Try to make a budget, it will be your blueprint for your finances. The first step for anyone wanting to take control of their finances is to make a budget. A budget will allow you to understand where your money is going and enable you to adjust your spending by designating how much you can afford. Creating a budget is a good idea for everyone, but especially for individuals with limited income. Write down your budget, with specific categories of spending, and stick to it. Start slowly by using a percentage on how much you will save versus spend. A plan doesn’t work unless you work the plan.