Certain Accident Benefits limits under O.A.P. 1 Owner's Policy can be increased or extended at the option of the insured. Which one (1) of the following benefits CANNOT be changed? Death and Funeral Benefits. Income Replacement Benefit. Caregiver Benefit for Catastrophic Injuries. Disability Benefit after Age 65.

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Certain Accident Benefits limits under O.A.P. 1 Owner's Policy can be
increased or extended at the option of the insured. Which one (1) of the
following benefits CANNOT be changed?
Death and Funeral Benefits.
Income Replacement Benefit.
Caregiver Benefit for Catastrophic Injuries.
Disability Benefit after Age 65.
Transcribed Image Text:Certain Accident Benefits limits under O.A.P. 1 Owner's Policy can be increased or extended at the option of the insured. Which one (1) of the following benefits CANNOT be changed? Death and Funeral Benefits. Income Replacement Benefit. Caregiver Benefit for Catastrophic Injuries. Disability Benefit after Age 65.
Dunn Inc. has a few owned automobiles insured for business use, and the
policy has OPCF endorsements 20, 27, 44 and 35. Nick, an employee of the
company, is added as a driver on the policy. He needs to rent a car while
on a business trip to Florida. Can Dunn Inc. automobile policy extend
coverage to the rental car and why?
Yes, as Dunn Inc. has OPCF 27 on the policy and Nick is added as a driver.
No, as Dunn Inc. policy cannot cover driving in the US.
Yes, as Dunn Inc. has OPCF 20 and Nick is added as a driver on the policy.
No, as Nick is not the owner of Dunn Inc. and hence not named insured on
the policy.
Transcribed Image Text:Dunn Inc. has a few owned automobiles insured for business use, and the policy has OPCF endorsements 20, 27, 44 and 35. Nick, an employee of the company, is added as a driver on the policy. He needs to rent a car while on a business trip to Florida. Can Dunn Inc. automobile policy extend coverage to the rental car and why? Yes, as Dunn Inc. has OPCF 27 on the policy and Nick is added as a driver. No, as Dunn Inc. policy cannot cover driving in the US. Yes, as Dunn Inc. has OPCF 20 and Nick is added as a driver on the policy. No, as Nick is not the owner of Dunn Inc. and hence not named insured on the policy.
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