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- Which of the following would result in a soft credit inquiry? mortgage loan application O background check for employment credit card application car loan applicationWhy do we need to check the credit worthiness of credit customers before granting their credit application?What are the advantages and disadvantages of using credit scoring to evaluate a loan application?
- How does credit scoring operate, and how are we as consumers and users of credit effected by it?Investigate the procedures in your financial institution in granting credit cards and the possible benefits and drawbacks to the institution.Which of the following roles is considered a main objective of credit rating agencies? a. Granting loans to borrowers b. Lessen information asymmetry. c. Underwriting securities d. Receiving investments from capitalists. e. Taking deposits from savers
- Documents of credit appraisal for individual loan.How do you think the information stated in the credit report and credit score are sufficient enough to know the credit standing of the borrower?Explain what important information we can get from each sources of credit information to be able to make a decision whether or not we can extend credit to the loan applicant
- why loan officer prefer accrual basis accountingWhat is the difference between your credit report and your credit score? What is a good credit score? PLEASE CITE REFERENCES.Explain whati mportant information we can get from each sources of credit information to be able to make a decision whether or not we can extend credit to the loan applicant.