Justin, the insured, had a fire in his garden shed. His garden tools and outdoor chairs were inside the shed when the fire happened. Everything was destroyed during the fire. Justin has a homeowners comprehensive form subject to a deductible of $500. Which section of the policy would pay for this loss? The garden tools and outdoor chairs would be covered under Coverage A and garden shed would be covered under Coverage B. The garden tools and outdoor chairs would be covered under Coverage Cand garden shed would be covered under Coverage D. The garden tools and outdoor chairs would be covered under Coverage Cand garden shed would be covered under Coverage B. The garden tools, outdoor chairs and garden shed would be all covered under Coverage A. Your insured's automobile is damaged by another automobile owned and driven by his brother. The brother is found responsible for the $1,000 damage but does not carry any automobile insurance. Your insured carries a standard O.A.P. 1 Owner's Policy with Liability, standard Accident Benefits, Uninsured Automobile and Direct Compensation-Property Damage, but with no Collision coverage. How much will your insured's policy pay? Nothing, as your insured had no collision insurance. Nothing, since the other driver is related to the insured. $500.00 $1,000.00 1:06 PM

Justin, the insured, had a fire in his garden shed. His garden tools and outdoor chairs were inside the shed when the fire happened. Everything was destroyed during the fire. Justin has a homeowners comprehensive form subject to a deductible of $500. Which section of the policy would pay for this loss? The garden tools and outdoor chairs would be covered under Coverage A and garden shed would be covered under Coverage B. The garden tools and outdoor chairs would be covered under Coverage Cand garden shed would be covered under Coverage D. The garden tools and outdoor chairs would be covered under Coverage Cand garden shed would be covered under Coverage B. The garden tools, outdoor chairs and garden shed would be all covered under Coverage A. Your insured's automobile is damaged by another automobile owned and driven by his brother. The brother is found responsible for the $1,000 damage but does not carry any automobile insurance. Your insured carries a standard O.A.P. 1 Owner's Policy with Liability, standard Accident Benefits, Uninsured Automobile and Direct Compensation-Property Damage, but with no Collision coverage. How much will your insured's policy pay? Nothing, as your insured had no collision insurance. Nothing, since the other driver is related to the insured. $500.00 $1,000.00 1:06 PM