Question 20 If I pay off my entire credit card bill before this date, I do not have to pay interest on the money I have borrowed on my credit card. What is this called? OA. Forbearance period. O B. Grace period. Oc. Default. OD. Probationary period. Save and Quit
Q: Which of the following statement is correct? i. Commercial bank is a Banking Financial Institution…
A: Commercial banks and insurance companies are both institutions that deal with finance, however, the…
Q: a. State the rules used for unconstrained (regular) optimization and for constrained optimization.…
A: (a) Unconstrained optimization is considered to solve minimization of certain objective function…
Q: IT infrastructure includes the following except : O a . Information Technology Personnel O b…
A: IT infrastructure includes physical and human capital, including employees, services, components and…
Q: Which among the following statements is not true about Savings bank deposits? O I t is meant for…
A: A saving account is a account held by a customer at a bank or finnacial institution that pays a…
Q: You quit your job as an analyst making $40,000. You then take you $500,000 in savings and open a…
A: Given, Earnings from job as an analyst = $40,000, Saving = $500,000 Interest rate on government…
Q: Assume that A&K Sound System needs borrow money on the bond market. Why would an increase in…
A: The economics, or nations around the world tend to work upon the basis of the working of various…
Q: What is meant by the term decentralization?
A: Organization refers to a group of persons engaged in the achievement of established goals. It can be…
Q: One main assumption underlying the segmented markets theory is that: O A. Markets for different…
A: According to market segmentation theory, long- and short-term interest rates are unrelated.It also…
Q: 8. Over the life of a 30-year fixed rate mortgage prices, as measured by the Consumer Price Index,…
A: Answer- Given in the question- Over the life of 30-year fixed-rate mortgage prices, as measured by…
Q: Profit-maximizing firms borrow to fund an investment O a) if the inflation rate is less than the…
A: A Profit maximizing firm, try to operate a business for which it gets the return and to operate the…
Q: What do we mean by translation loss? O a. A mismatch in the balance sheet of the parent company O b.…
A: Translation loss arises when the value of a company's assets, liabilities and equity change, due to…
Q: provides rapid access to timely information and direct access to multiple systems . Oa Database O b…
A: A dashboard is a business intelligent tool, which allows direct access to various systems, as well…
Q: 1. A company cannot create another company. O A) True O B) False
A: Note: In the BNED Guidance, only the first question can be answered at a time. Resend the question…
Q: What are the difference between Direct Method Cash flow with that of indirect method cash flow,…
A: Cash flow refers to the inflow and outflow of an amount of money or its equivalent in the business.…
Q: 24. Which of the following would be classified as a Financial Institution? A. Cash for Gold В.…
A: Answer 24. Option C is correct, Public Worker Cooperative credit Union. Public Worker Cooperative…
Q: |- You have the opportunity to invest in one of two companies. Company X has fixed cost of $10 000…
A: Company x fixed cost = 10,000,000 variable cost = 5/unit Company y fixed cost = 6,000,000 variable…
Q: Question 14 Why should you never borrow up to your credit limit on a credit card? Choose the best…
A: Answer (14): Option B (Borrowing up to your credit limit on your credit card increases the…
Q: (1) If a smart contract malfunctions, who should beheld liable—the people who developed it or the…
A: The introduction of smart contracts has been a major milestone in the history of the financial…
Q: Problem 17-04 (algo) Consider an asset that costs $130 today. You are going to hold it for 1 year…
A: The gains or losses on investments over time are referred to as returns. Returns can be expressed as…
Q: (A) ( rates is given below. Credit Supply and Demand) Suppose the demand and supply of credit at…
A: please find the answer below.
Q: George quits a $50,000 a year job at Tesla, borrows $20,000 on his line of credit at a 12% interest…
A: Economic profits = Accounting profits - Implicit costs Implicit costs are opportunity costs.…
Q: Technical efficiency means O how much output can be produced per unit of productive input or…
A: Technical efficiency means the relationship between resource inputs and outputs. Technical…
Q: ost and revenue schedule: Please show your calculation for full credit. Output Price TR…
A: A cost curve is a graph of production costs as a function of total production quantity. A cost curve…
Q: e. What were the high and low prices for Goodyear yesterday? f. What was the price at which Goodyear…
A: [e] High and low per share is mentioned under the category mentioned Hi and Lo respectively Thus,…
Q: 5d What is the relationship between accounting profit and economic profit? Which is relevant for a…
A: Accounting profit is a company's net income, which is revenue-less expenses. Economic profit is…
Q: Which term is used to describe the net value of one's accumulated assets? O a) income O b) capital…
A: Accumulated assets or asset accumulation is building wealth over time by earning, saving and…
Q: When the TC = TR can you say that you are breakeven or not? Why or why not? Explain.
A: The break-even point is defined as the point at which total revenue (TR) equals total cost (TC),…
Q: Based on the below table, we may conclude a. Total revenue in years 2, 3,4 and 5 is increasing due…
A: c. both a and b
Q: Fiat money has value because it... O a. Can be manufactured at will by the issuing government. O b.…
A: In a wide sense, fiat money refers to any kind of money that has been declared legal currency by a…
Q: Which business organization typically has a single owner that has unlimited liability? O partnership…
A: There are different forms of organization, which is based on the differences in the number of…
Q: Which of the following is a thrift institution? i. a credit union. ii. the Fed iii. a savings bank.…
A: A thrift institution is a financial institution that obtains the majority of its funds from the…
Q: Mario's company definitely has economic losses in which of the following situations? O Implicit…
A: Economic losses occurs when the total cost exceeds total revenue.
Q: 1. Financial institutions in the U.S. economy Suppose Van would like to use $9,000 of his savings to…
A: In a market, a firm enters to make production and earn income from it. Production required capital…
Q: The change in capital stock in a period is equal to Select one: O a the amount of the capital at the…
A: Definition of capital stock : Capital stocks refer to physical assets which are used in the…
Q: If M = 3,500, P=4.5, and Y = 6,000, what is velocity? Oa. 8 %3D %3D Ob.2 Oc. 2.25 d. 0.58
A: velocity of money is a measurement of the rate at which money is exchanged in an economy , so here…
Q: 3. In marketing environment, we have the what we so called Internal factors. Which Marketing…
A: In a market, businesses face different environments such as internal, external, micro, and so on.
Q: When Vladimir sells bonds and gets money, his liquidity O A. and interest do not change. O B.…
A: Open market operations help the government regulate the money supply in the economy.
Q: Which defines a "credit limit"? The total amount you are authorized to charge on a credit card. For…
A: Credit limit is “The amount of cash you can borrow on your credit card”
Q: 5. The average lifetime duration of credit card clients of Work Bank is 5 years. a) What is…
A: Since you have asked multiple questions, we will solve the first question for you. If you want any…
Q: 5. Marginal Analysis. In each of the situations below you are asked to make a business decision…
A: An examination of the associated benefits and costs of specific activities or financial decisions…
Q: 7. If costs fall as the size of a firm rises, then exist. 8. Government regulations, social costs…
A: The above topics are of economies of scale and other microeconomic areas that are used to study the…
Q: Assume that you are the owner of a company. You need money. Evaluate the advantages and…
A: Funding is the act of providing resources to finance a need, programme, or initiative. This might be…
Q: Question 18 The maximum amount of money that you can charge on a credit card is called: OA. Monthly…
A: In a market, credit card refers to one of the digital facilities provided by the financial…
Q: Suppose a fim is producing 400 units of output, incurring a total cost of $650,000 and total fed…
A:
Q: Mr. R is working from7:30 AM to 3:30PM including lunch break for 5 days every week in jewelry design…
A: [Since more than 1 question are posted, only 1st one is answered as per answering policy]…
Step by step
Solved in 3 steps
- Lewis’s management has been considering movingto a new downtown location, and they are concerned that these plans may come to fruition priorto the equipment lease’s expiration. If the moveoccurs then Lewis would buy or lease an entirelynew set of equipment, so management wouldlike to include a cancellation clause in the leasecontract. What effect would such a clause haveon the riskiness of the lease from Lewis’s standpoint? From the lessor’s standpoint? If you werethe lessor, would you insist on changing any ofthe other lease terms if a cancellation clause wereadded? Should the cancellation clause containprovisions similar to call premiums or any restrictive covenants and/or penalties of the type contained in bond indentures? Explain your answer.Question 1 A Collage student borrowed $5,000 on August 1 from the bank and must repay a total of $5,300 on July 31st of next year. Determine the interest amount. O a. $5,000 O b.$5,350 Oc. $ 350 O d.$ 300The present value of a fixed-payment loan is calculated as the, all cash flow payments. of the present value of Select one: O a. log b. sum c. multiple d. difference
- A loan of $245,000 is to be repaid in equal quarterly payments over a period of 6 years. If the interest rate is 15.5% compounded quarterly, what is the amount of unpaid principal at the beginning of the fourth year? O a. $107,360 O b. $149,968 O c. $190,365 O d. $105,990 O e. $148,574 A new machine is expected to save $33,400 annually in labor and energy expenses. How much can be justified for the purchase of this equipment now if the company's interest rate is 10% and the machine's useful life is 7 years? O a. $119,976 O b. $233,800 O c. $162,605 O d. $316,872 O e. $178,866Question 19 Find the total amount in your account if you start with $850 at 11% interest for 2.5 years. O a. $1103.4 O b. $432 O c. $1210 O d. $5667Question 8 What shouldI do if I cannot pay off my credit card bill in full? Choose the correct answer: O A. I should skip the payment and pay it in full next month. O B. I should not worry about it. I can pay it in full next month. I should at least make the minimum payment, but should make the biggest Oc. payment I can afford. OD. I should talk to a loan shark and borrow the money until the next pay day. O Chrome Sign-in aga Save and Quit Your Google Why should I probably get my first credit card from the same institution that has DELL & %23 2$ 7 8 e r f w/ S]
- Bank Risks] Banks sometimes issue large, mark etable certificates of deposits when other deposits declin e. The chart below exhibits the ratio of large time deposits to the total deposits in commercial banking industry in the US from 1995 to 2008. As you can o bserve, large time deposits had become increasingly important source of funds for banks. Note that a time deposit is an in terest-bearing bank deposit wi th a specified period of maturity. It is a mon ey deposit at a banking in stitution that cannot be withdrawn for a specific term or period of time. FRED - Large Time Deposits, Al Commercial Banks/Deposits, Al Commercial Bariks 0.32 0.30 0.28 0.26 0.24 0.22 020 0.18 a16 014 0.12 1996 1998 2000 2002 2004 2006 2008 Source Board of Governors of the Federal Reserve System (US) mytredig/F2kV What type of bank risk(s) (Liqui dity risk, credit risk, interest-rate risk, trading risk) does more likely account for this increase in large time dep osits and why? B. of U.S. S/BIl. of U.S. Sesc a) 6.2% b) 3.4% C 2.8% d) 9.6% O 1. Jimmy has a credit rating of 340 and Sarah has a credit rating of 550. Sarah receives an offer of 6.2% for the interest on a loan. Jimmy has to pay an extra 3.4%. How much is Jimmy's interest? $350.000. He is Glaze C . 1 cup9:48 O O 90% iwe-nnoq-seu ► PROBLEM SOLVING LA bil for a motorbort indicates a cost of P2, s00 dur in 100 deys. but promites a % tistounti Pimbursed within 30 days What is the highest umple interest rate at which the buyer can berrow money in orter to henete trom the tiscnunt? 2. The salling prica ot a TV sat it doutlu that at its net cant, It the TV sut li solit te a ustomer at a profit of 25% af the net cot, how much discount was gven to the customer? 3. A salestady's morthly come at Jessie's Department Stare s partly fied and partiaty variabke, dependng on the value uf her sales for the month When the manthly value uf her salen b P10c00.00, her montiy salary PSOL.cO. Her moothiy income increases to FLO00,00 when hur mnnthiy vales reach PIL00U D0 What must the value of her monthly sales be in order for her monthly salary to reath 4, You re buyng new televnien, From pant experience you estimate future repair cont es S00 during the fiest year, P1800 during second year, P2700 during the…
- uestion 3 If you want to minimize interest payments on a loan, you'll need one that has a simple interest rate so that yo John opened an account, and knew exactly how much it would be worth at the end of the year, because it used year. What is simple interest? Oa. Interest only on original amount saved or borrowed Ob. interest on original amount saved, borrowed and other interest earned Oc. a fee paid for the use of someone else's money Od. taxes on the original amount saved or borrowed L A Moving to another question will save this response. →A 5-year ordinary annuity has a present value of $1,000. If the interest rate is 8%, what is the amount of each annuity payment? O a. $216.00 O b. $270.50 O C. $250.46 d. $231.48 P Type here to searchAn annuity offers a payment of $5000 at the beginning of every three months for twenty years. Interest is compounded monthly at a nominal rate of 8.8%, and the first payment is deferred for 3 years. Determine the amount that you would pay for this annuity today. O a. $ 145 573.01 O b. $ 146 563.01 O c. $ 146 939.01 O d. $ 146 585.01 O e. $ 143 982.01