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The person who must repay the loan in a secured transaction is called the:
A) secured party.
B) obligor.
C) creditor.
D) collateral holder.
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- The advantage of a loan is that: its transaction costs are low. it can be tailored to the needs of the individual borrower. it can be used by both small and large borrowers. it does not have to be repaid because the borrower can always default.subquestion d, e, fPAYMENT HISTORY,CAPACITY,LENGTH OF CREDIT,NEW CREDIT and MIX OF CREDIT how do the above factors increase and decrease credit score
- Credit histories allow firms to ( A) identify high-risk borrowers, so they can be eliminated and interest rates kept down for others. (B) increase the number of credit cards issued, and interest rates go up as a result. (C) increase the number of credit cards issued, and interest rates go down as a result D) lower the number of credit cards issued, and interest rates go up as a result (E) increase market power in the credit card industry, raising interest rates.not handwritten answer properlyDifferentiate between the characteristics and the functions ofmoney
- The terms of credit is 1. combination of interest rate, collateral and documentation requirement, and the mode of repayment 2. combination of interest rate, collateral and principal amount to be paid 3. combination of collateral and documentation requirement, and interest rate compounded annually 4. More than one of the above 5. None of the abovePlease answer subparts a,b,c & don't give handwritten answer thankuWhenever the interest charge for any interest period (a year, for example) is based on the remaining principal amount plus any accumulated interest charges up to the beginning of that period, the interest is said to be: a. effective interest b. compound interest c. simple interest d. nominal interest e. none of the choices