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- OE B A mortgage loan originator (MO) accesses a loan applicant's credit report and discovers that one of the debt obligations that the applicant reported on the application is not listed on the report. The MLO must counsel th applicant to: A.) remove the obligation disclosure from the application. B) stop making payments on the obligation. C) provide evidence of the obligation. D.)create a document discharging the obligation. 目75 consumer leaves a volcemall message for the mortgage loan originator (MO) questioning the appraisal value of the property for a refinance loan the MLO should A) refer the consumer to the MO's supervisor for a refund. B) set aside the current appraisal and order a new appraisali C) call the consumer regarding the appraisal D) call the appraiser with Instructions to reappraise the property.After two years of research and the investment of considerable funds, coast-to-coast company (cc) develops a new product that it hopes will produce substantial profits. CC learns that a competitor, National sales, Inc, has made and begun to sell a nearly identical prod-uct CC learns from a reliable source that national paod a CC employee to obtain the plans for CC's product while it was in development. What legal re-course does CC have against National ?
- 41. In relation to the ICAEW code of Ethics, a consultant has made the following statements: (1) ICAEW requires a member employed in a business lo implement the Code of Ethics for the business itself (2) The principles in the Code of Ethics underle each professional accountant's professional judgements, decisions, reasoning and practice Identify whether these statements are accurale or inaccurate. Statement (1) accurate, Statement (2) inaccurate Satement (1) inaccurate, Statement (2) inaccurate Statement (1) accurate, Stalement (2) accurate Statement (1) inaccurate, Statement (2) accurate 42. An external consltant has two statements about the organisational iceberg model of organisational behaviour put forward by Heliriegel, Slocum and Woodman. (1) Organisation design is an overt aspect of the organisation (2) The formal aspects of the organization are correct Are these statements accurate or inacurrate ? Statement (1) inaccurate; Statement (2) accurate Satement (1)…"Warranties.Harold Moore bought a barrel-racing horse named Clear Boggy for $100,000 for his daugh-ter. The seller was Betty Roper, who appraises barrel-racing horses. (Barrel racing is a rodeo event in which a horse and rider attempt to complete a cloverleaf pattern around preset barrels in the fastest time.) Clear Boggy was promoted for sale as a competitive barrel-racing horse. On inquiry, Roper repre-sented that Clear Boggy did not have any performance issues or medical problems, and that the only medications the horse had been given were hock injections, a common treatment.Shortly after the purchase, Clear Boggy began exhibiting significant performance problems, including nervousness, unwillingness to practice, and stalling during runs. Roper then disclosed that the horse had been given shoulder injec-tions prior to the sale and had previously stalled in competi-tion. Moore took the horse to a veterinarian and discovered that it suffered from arthritis, impinged vertebrae,…19) The Elle Corporation manufactures fingernail polish. Suzy buys a container of Elle's fingernail polish, applies it to her nails, and suffers a severe allergic reaction. She sues Elle under the implied warranty of merchantability, The test for determining whether Suzy will recover is whether: A) the nail polish she bought was suitable for the needs of the average consumer. B) the nail polish she bought properly performed its function of coloring one's nails. C) such a reaction in an appreciable number of consumers was reasonably foreseeable. D) the ingredient causing the reaction was foreign to the nail polish or natural to it. nating one model, Bobby notices
- 88 Which of the following situations is acceptable according to the Real Estate Settlement Procedures Act (RESPA)? A) A mortaage broker refers a settlement to a borrower and discloses that the agent will receive a portion of the settie fee. B) A mortgage broker refers a borrower to a settlement attorney in exchange for free legal services in the future C) A mortgage lender refers a title company to a borrower and provides a disclosure detailing the nature of the business relationshio and the estimated charges. the title company. D) A mortgage lender refers a real estate broker to a borrower after giving the borrower a prequalification, and the lender receives a portion of the real estate broker's commission.Upon becoming employed by a state-licensed mortgage company, an individual who works for a depository institution as a mortgage loan originator (MLO) shall not be deamed to have tamporary suthority to act as an MLO in an application state if which of the following events has occurred? A) The individual has been a witness in a trial where the defendant was convicted of felony fraud. B) The individual has been subject to a court order for payment of child support. C) The individual had an application for an MLO license denied or an MLO license revoked or suspended in any governmental jurisdiction. D) The individual has submitted an application to be a state-licensed MLO in the application state and was registered in the NMLS as an MLO by the prior omploverSearch Select the action that f RmQRraQ2xgmK/vEHUtbyUOVMVYZK/COURSE/L8dPKEXIFPokcBjv/question/OkgmLPh4bkpkRpB/TEST COURSE L Select the action that falls within the duties and powers of the Florida Real Estate Commission. establishing a fee for real estate license reinstatement O determining the guilt of a broker who has engaged in theft and ordering an appropriate prison sentence creating a law that title companies must follow in order to streamline the closing process conducting a trial regardiply criminal charges against a licensed sales associate who is accused of assault DES R KEOUL
- 29. A sting broker is employed to find a purchaser and produces a full cash offer that meets the seller's terms. The seller refuses to accept the offer because he doesn't like the buyer. Which condition exists? (4) The broker is entitled to compensation since he produced a buyer who met the seller's terms for the sale A (b) The broker is obligated to find another buyer that the seler kes in order to be compensated (c) The troker is not entiled to compensation unit the contract is signed by all parties. The broker is only wted to compensation when the contract is consummated on the day of closingExplain and evaluate are the limitations of PED [State and describe three (3) potentials grounds for overturning an NLRB election.