How can a good credit score help you obtain the job you want?

Q: FIND THE ERRORS AND PUT THE ADJUSTMENTS IN THE TEXT RESPONSE OF THIS ASSIGNMENT EXAMPLE: THE…

A: Date Purchase Credit Card Statement Claire's recorded Transactions Mar-05 Riley's Candies 165.83…

Q: 3. A fully amortizing mortgage is made for $100,000 at 6.5% interest. If the monthly payments are…

A:

Q: The monthly rent of a house is P9, 000.00 payable at the beginning of each month.   If money is…

A: Timing and quantum of rent payment of a house are available with us. We have to find the cash…

Q: 37. If the semi-strong form of efficient market hypothesis does not fully hold, then active…

A: A semi strong form of efficiency market theory assumes that the current price has already…

Q: Ubu Manufacturing Company is purchasing a production facility at a cost of $40 million. The company…

A: Net present value = Present value of cash flows - Initial investment Present value of cash flows =…

Q: Match the terms to the definition:

A: Common Stock: It is a financial security issued by the company to raise capital. The holders of…

Q: The Kookaburra Golf Resort is redoing its golf course at a cost of $2,744,320. It expects to…

A: Discount rate = 13%   NPV is the difference between present value of cash inflows and initial cost.

Q: Sheldon put $500 into a certificate of deposit at his bank.  In six months the value of the CD is…

A:

Q: Can you please expand on how you got the answer for: Think-Local Inc

A: Dividend discount model will be used here. As per the dividend discount model the value of stock…

Q: he Perpetual Life Insurance Co. is trying to sell you an investment policy that will pay you and…

A: The fair value of the policy depends on the interest rate and annual payment from the policy and…

Q: 3. A bicycle shop acquired a mountain bike at Php5,500 a piece. The shop sells it at Php9,000.…

A: The markup rate is the percentage of profit over the cost of the good that the seller takes. The…

Q: Walter is trying to decide whether he wants to purchase shares in General Motors, Ford, or Honda,…

A: 1)Asset allocation helps in determining the mix of assets to be  held in a portfolio ex: to decide…

Q: You are purchasing a new car for $27,600.  The dealership offers you three options: 0% financing: 0…

A: Monthly payment refer to the amount to be paid on monthly basis up to the whole repayment of the…

Q: Which of the following statements is CORRECT?   a.  A firm's business risk is determined solely by…

A: Business risk is the potential for an organization or corporation to experience reduced…

Q: Remember the following the 1-factor model or CAPM is defined as re-rf = beta * [rm -rf] what is the…

A: Risk free rate (rf) = 0.05 Return on market (rm) = 1.88 Beta = 1.47 Return on equity (re) = ?

Q: Mortgage Details Principal Loan Length Interest Rate Monthly Payment A. $273.62 C. $340.48 $150,000…

A: Mortgage balance after 10 years = $109,446 Interest rate = 0.03 Interest in next payment = ?

Q: Find the value of the ordinary annuity at the end of the indicated time period. The payment R,…

A: The ordinary annuity means a series of equal payments made at regular intervals at the end of the…

Q: Suppose you bought a house for 30,000,000 by paying 10% down payment. Make Amortization table by…

A: Present value of annuity Annuity is a series of periodic equal payment over a specified period. With…

Q: Consider a 12-months futures contract on silver. Assume no income and that it costs $X per ounce per…

A: Data given: Spot price = $26 per ounce Risk free rate = 4% per annum Futures price = $29 per ounce

Q: 2, Scott Rinse accepted an $4,500, 11%, 90-day note for a time extension of a bill for goods bought…

A: The notes are given interest rate and based on time period and interest the value of the note is…

Q: A bank pays 6% interest compounded semiannually. Use appropriate formula to find out how much should…

A:

Q: Consider a 30-year U.S. corporate bond with a 10 percent coupon rate. The current interest rate is 7…

A: Time Period = 30 Years Coupon rate = 10% Interest Rate = 7% Interest Fall by = 0.10% Face Value =…

Q: Pete Morton is planning to go to graduate school and a program of study that will take three years…

A: We have to calculate the PV of annuity today.

Q: A firm has an issue of $1,000 par value bonds with a 9 percent stated interest rate outstanding. The…

A: Information provided: Par Value "FV" = $1000 Annual coupon rate = 9% Annual coupon payment "PMT" =…

Q: The credit card with the transactions described in the popup below uses the average daily balance…

A: A credit card statement shows the unpaid balance on the first day of the billing period, cash…

Q: The lions Corporation is paying dividends of $1.24 at t = 1 (this is at t = 1, not t = 0) which will…

A: Dividend discount model Under this model, the price or value of a share is calculated by determining…

Q: eBook A company's 5-year bonds are yielding 9% per year. Treasury bonds with the same maturity are…

A: Data given: Yield of 5 year  corporate bond=9% Yield of 5 year treasury bond=4.2% Risk free…

Q: From the chart below, what is the correct Total Asset Turnover? Current Assets $1,350 Total Assets…

A: Total asset turnover ratio is firm's ability to generate sales using its total assets. It is a…

Q: A project with an initial cost of 30800 is expected to provide cash flow of 11,100 11,900, 15000 and…

A: Profitability index is the ratio of present value of cash flow to the initial investment of projects…

Q: Solve for maturity value, discount period, bank discount, and proceeds. Assume a bank discount rate…

A: Discount notes are a debt instrument used by companies to raise short-term debt. They do not offer…

Q: A machine has a first cost of P50,000 with interest rate of 10% annually. Expected salvage value…

A: concept. The Sinking Fund Method:- In this method,  sinking funds will accumulate for replacement…

Q: 9 Dexter purchased a 10-year $10,000 bond with semiannual coupons at a nominal rate of 7%…

A: Generally, the value of a callable bond is calculated as shown below. Value of a callable…

Q: What is the average collection period for the year for company ERT ( show your work)…

A:

Q: $25,000 at a fixed APR of 9​% for 25 years.   a. Calculate the monthly payment. b. Determine the…

A: Loans are paid by the monthly payments and these are fixed payments that carry the payment for…

Q: If you save $335 at the beginning of every three months for ten years, for how long can you withdraw…

A: Saving (PMT)  $                       335.00 Time Period (Years) (NPER) 10 Interest Rate  8%…

Q: Use the formula PV = FV × (1/(1+i)n) to find the present value of $9,600 received three years from…

A: Present Value refers to a concept that states the discounted value or say value at today's time of…

Q: The following loan is a simple interest amortized loan with monthly payments. $5000, 9%, 4 years (a)…

A: Given, The loan amount is $5,000 Rate is 9.50% Term of loan is 4 years

Q: GP / In a geometric sequence, the third term is 48 and the sixth term is 3072 Find the  possible…

A: The sequence in Geometric Progression is represented as :  a, ar, ar2, ar3, ar4, ar5,...… so the…

Q: Beryl's Iced Tea currently rents a bottling machine for $54,000 per year, including all maintenance…

A: The NPV of a project is used to find out the profitability of the project by discounting future cash…

Q: A stock's returns have the following distribution: Demand for the Company's Products Weak Below…

A: Data given: Demand for the company's product Probability of this demand occurring Rate of return…

Q: Calculate expected returns for the individual stocks in Ian's portfolio as well as the expected rate…

A: Information Provided: Weight of BLM's shares in portfolio = 75% Weight of HWEs shares in portfolio…

Q: Security Returns if State Occurs State of Economy Probability of State of Economy Roll Ross Bust .60…

A: There are two states of economy possible. Two different stocks have two different possible returns…

Q: Hedgers can enter into an insurance policy, also known as a financia contract, also known as a…

A: There are mainly three types of derivative contracts. They are – futures, options and swaps.

Q: Darlene wishes to purchase 200 shares of The-Smart-One Inc. in 4 years from now. The-Smart-One paid…

A: Given , The dividend paid last year is $2.25 Growth rate is 2% for first 2 years Required rate is 6%

Q: se starting this year you decide to make deposits of $5,000 at the end of each year for the next…

A: Future value of amount increases with the amount being deposited and amount being deposited over the…

Q: From the chart below, what is the correct Quick Ratio? Current Assets $1,350 Total Assets $2,500…

A: To calculate the quick ratio we will use the below formula   Quick ratio = (Current…

Q: Lynn Ally, owner of a local Subway shop, loaned $48,000 to Pete Hall to help him open a Subway…

A: Amount of loan is $48,000 Interest rate compounded semi annually is 8% Time period is 9 years To…

Q: One year from today, the U.S. government will spend roughly $850 (in billions) on Medicare and…

A: Information provided: Government spending next year "S1"= $850 billions Discount rate "r" = 5%…

Q: Suppose that at the end of 2021 the one-year interest rate was 9.75% and the two-year interest rate…

A: We have the spot rate for one year and two years today. We need to interpret the yield curve and…

Q: Suppose John is going to decide whether to go to  college or find a job after high school…

A: Information Provided: Interest rate = 5% Tuition cost = $20,000 Period of tuition cost = 4 years…

Consumer Credit Counseling Services

Credit counseling teaches consumers about credit, budgeting, money management, and debt management. The counselor ensures that consumers can pay off their debts without declaring bankruptcy. Counselors also assist the negotiator, who negotiates with creditors on behalf of their clients to reduce interest rates on outstanding debt. Counselors can offer credit counseling to customers before or after they take on debt. Consumer Credit Counseling Services (CCCS) is a non-profit organization that offers credit counseling services. Some organizations can also be for profit. This type of organization comprises a group of professionals who are skilled negotiators.